Thinking about fixing your interest rate? It’s never easy to pick when its the best time to lock in your interest rate for a longer term. At present it looks like a good time and it is worthy of some research. The big four banks are showing 5 year fixed rates as low as 4.99% ( CBA, NAB & WBC) with ANZ 5.14% and NPBS looking lean at 4.94%. (Rates stated as at 12/8/14). The lowest 5 year fixed rate we found was 4.78% from Pacific Mortgage Group. Contact your bank to see what rate they will do for you. Compare rates at www.canstar.com.au or the banks web sites. Contact your Accountant to discuss the advantages and disadvantages of fixing your rate.